{"id":705,"date":"2019-07-08T11:17:07","date_gmt":"2019-07-08T01:17:07","guid":{"rendered":"https:\/\/www.csavaluers.com.au\/?p=705"},"modified":"2023-06-10T12:02:22","modified_gmt":"2023-06-10T02:02:22","slug":"valuations-for-insurance","status":"publish","type":"post","link":"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/","title":{"rendered":"Valuations for Insurance"},"content":{"rendered":"\r\n<p><strong>Valuations for insurance.<\/strong>\u00a0 It&#8217;s definitely better to be over than under insured however there is no point paying excess premiums to insurance companies &#8211; it&#8217;s just not good financial sense.<\/p>\r\n\r\n\r\n\r\n<p>Here&#8217;s an example relating to a valuation for insurance purposes on a residential home.<\/p>\r\n\r\n\r\n\r\n<p>Mary has her house insured for $600k believing that it\u2019s better to be over insured. However, the true replacement value of her place may be only $500k.\u00a0 What happens in the event of total loss? The insurance company won\u2019t rebuild Mary&#8217;s home for $400k and give her $100k change.<\/p>\r\n\r\n\r\n\r\n<p>Underinsuring is another reason a valuation is a good idea as insurance companies can penalise home owners if they have been underinsured in the past.<\/p>\r\n\r\n\r\n\r\n<p>When comparing the price of a valuation against the gains made from these scenarios \u2018how much is a valuation?\u2019 is the wrong question.<\/p>\r\n\r\n\r\n\r\n<p>In some case spending as little as $400 could save or make you thousands.\u00a0 But also the peace of mind that comes from a professional valuation is &#8230; priceless.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Valuations for insurance.\u00a0 It&#8217;s definitely better to be over than under insured however there is no point paying excess premiums to insurance companies &#8211; it&#8217;s just not good financial sense. Here&#8217;s an example relating to a valuation for insurance purposes on a residential home. Mary has her house insured for $600k believing that it\u2019s better&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-705","post","type-post","status-publish","format-standard","hentry","category-brisbane-property-valuations"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Valuations for Insurance - CSA Valuers Brisbane Property Valuations<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/\"},\"author\":{\"name\":\"value\",\"@id\":\"https:\/\/www.csavaluers.com.au\/#\/schema\/person\/8cc44eee6995f3edc4bca97b8e8cef3f\"},\"headline\":\"Valuations for Insurance\",\"datePublished\":\"2019-07-08T01:17:07+00:00\",\"dateModified\":\"2023-06-10T02:02:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/\"},\"wordCount\":177,\"publisher\":{\"@id\":\"https:\/\/www.csavaluers.com.au\/#organization\"},\"articleSection\":[\"Brisbane Property Valuations\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/\",\"url\":\"https:\/\/www.csavaluers.com.au\/valuations-for-insurance\/\",\"name\":\"Valuations for Insurance - 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